Alma Molina is a 27-year-old recent Ivy League graduate and self-employed entrepreneur.
She’s also uninsured.
"I'm just hoping I don't catch a cold," Molina said. She is a first generation Hispanic-American and she feels it is her job to explain the 2,700-page Affordable Care Act, also referred to as ACA or “Obamacare,” to her family, including her also self-employed mother.
Molina lost her health insurance two months ago, after the politician she was working for lost his re-election campaign. Now in the middle of starting her own marketing and digital strategy business, she cannot get coverage under her parents’ insurance because she is older than 26. And she does not want to apply for government assistance like Medicaid because, she earnestly pointed out, others need the help more than she does.
Just five months before Molina can begin to enroll in health insurance exchanges, where people who don't have insurance through their jobs will be able to shop around for insurance, it's clear that the burden of understanding Obamacare has shifted from the hallways of Congress to the hungry millennial techies and shops on Main Street, who must come to terms with new regulations, costs and uncertainty.
Healthcare Reform 101 is happening in webinars and conferences all over the country, as millions of everyday Americans attempt to educate themselves about a complex law that continues to befuddle politicians and lawyers alike. READ MORE
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